Know what you can comfortably spend.
Nestworth connects your bank accounts, sets aside your bills and savings, and shows you one number: how much you can comfortably spend this month.
Read-only Open Banking · Powered by TrueLayer · Free while in beta
Comfortable to spend
£1,088
left to spend
of £1,525 comfortable this month
Per week
£331
Days left
23 days
Income £5,210 − Bills £2,814 − Savings £871
Balance
£3,351
This week
£74
Savings
£1,563
Your balance is not what you can spend.
Rent, direct debits and the card bill that hasn’t landed yet are already spoken for. Nestworth learns them from 12 months of your transactions and sets that money aside first, so what’s left is actually free to spend.
Bills paid £1,213
Bills expected £1,601
Savings £871
Spent £437
Left £1,088
A few ways to use your number
Affordability check
Check a purchase before you make it
Type in a price and Nestworth compares it with what’s left this month and shows what it does to your weekly budget.
Leaves £768, so your week drops to about £234. Worth a think.
Based on £1,088 left · 23 days to paydaySpending insights
Each spending category is compared with what you usually spend by this point in the month, so you can spot a habit early.
Ask Nestworth
Ask things like “How much did I spend on Ubers since June?” and get an answer from your own transactions.
Growth
See savings, investments and credit card debt together, and whether the total is going up or down over time.
Set up in about three minutes.
1
Connect your banks
Link current accounts, savings and credit cards through Open Banking. Monzo, Barclays, Virgin Money and most UK banks are supported.
2
We sort your past year
Nestworth pulls a year of transactions, categorises them and finds every recurring bill, including ones that only show up quarterly.
3
Get your number
See what you can comfortably spend today, this week and until payday. It updates as you spend.
Nestworth can see your balances. It can never move your money.
Read-only access
Open Banking connections can view balances and transactions. No payments, no transfers.
Connected through TrueLayer
An FCA-authorised provider. You log in with your bank, never with us.
Disconnect any time
Remove a bank in one tap and its data goes with it.
Join the beta
We’re letting new people in every week. Add your email to get a place.